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Borrowing & Lending Rates

Borrowing and Lending Rates As At Thu, Feb 21, 2019
Account Type Amount Approved % P.A. 3 Months 6 Months 9 Months 1 Year

Current

 50,000 - 100,000 0 0 0 0 0
100,000-500,000 0 0 0 0 0

 

 500,001 - 1,000,000 0 0 0 0 0

 

 1,000,001 - 2,000,000 0 0 0 0 0

 

 2,000,001 - 4,000,000 0 0 0 0 0

 

 4,000,001 & Above 0 0 0 0 0

Call Deposit

 50,000 - 99,999 3 0 0 0 0
100,000-500,000 5 0 0 0 0

 

 500,001 - 1,000,000 9 0 0 0 0

 

 1,000,001 - 2,000,000 10 0 0 0 0

 

 2,000,001 - 4,000,000 11 0 0 0 0

 

 4,000,001 & Above Negotiable 0 0 0 0

Savings

 500 - 999 2 0 0 0 0
1,000 - 1,999 3.5 0 0 0 0

 

 2,000 - 9,999 4.5 0 0 0 0

 

 10,000 - 49,999 5.5 0 0 0 0

 

 50,000 - 99,999 6.5 0 0 0 0

 

 100,000 - 249,999 9 0 0 0 0

Fixed Deposit GHS

 500 - 999 0 10 11 0 15.5
1,000 - 9,999 0 12.5 13.5 0 16

 

 10,000 - 99,999 0 13 14.5 0 17

 

 100,000 - 499,999 0 14 15.5 0 17.5

 

 500,000 & Above Negotiable 0 0 0 0

Fixed Deposit GBP

 20,000 - 100,000 0 2 2.25 0 2.75
100,000 and above 0 2.25 2.75 0 3.25

Fixed Deposit USD & EUR

 20,000 - 100,000 0 1.5 2 0 2.5
100,000 and above 0 2 2.5 0 3

For Fixed Deposit of 500,000 & above, use Treasury Bill rates as guide.

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